This card is free for the first year and comes with travel insurance that covers up to 3 million yen even if you do not use the card to pay for travel expenses, both domestically and overseas. You can also take advantage of services that offer discounts on annual fees from the following year onwards, as well as a 24-hour support service in case your card is lost or stolen. By using the card, you can earn World Present points that can be exchanged for various prizes.