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Mercado

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Specialty of this Japanese credit card

This card has no annual fee and always offers up to 4% points back on Mercari.

Cash back : 4.0 %

Annual fee : free

(22.0 people voted)
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Card English Name:Mercado

Card Japanese Name:メルカード

🗂 Credit Card Details 🗂

The application can be completed in as little as one minute via the app, and the rebate rate and usage limit are determined based on factors such as your Mercari usage history. 1% points are returned for everyday card usage, and up to 4% points are returned for usage on Mercari. Monthly payments can be set according to convenience, and the card’s flexible payment methods allow you to use points earned from card usage or sales proceeds from Mercari to pay for your card. The card is numberless, and payment information and notifications can be managed via the Mercari app.

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❓FAQ❓

  • What are the benefits of having a Japanese credit card?

    Japanese credit cards offer numerous benefits, including rewards points, cash back, travel insurance, and exclusive discounts at partner stores. Additionally, they provide convenience for everyday purchases and can help build your credit history in Japan.

  • How do I apply for a Japanese credit card?

    To apply for a Japanese credit card, you typically need to fill out an application form either online or at a bank branch. You'll need to provide personal information, proof of income, and residency status. Some credit cards may also require a Japanese guarantor.

  • Can foreigners apply for Japanese credit cards?

    Yes, foreigners can apply for Japanese credit cards. However, the requirements may vary depending on the issuer. Typically, you need to have a valid visa, proof of residence, and a stable income. Some issuers may also require a Japanese guarantor.

  • How long does it take to get approved for a Japanese credit card?

    The approval process for a Japanese credit card can take anywhere from a few days to several weeks. It depends on the issuer and the completeness of your application. Once approved, you will receive your card by mail.

  • How can I earn and redeem rewards points with my Japanese credit card?

    Rewards points can be earned through everyday purchases. These points can be redeemed for various rewards, such as gift cards, travel vouchers, merchandise, or statement credits. Some cards also offer special promotions for increased point earnings at partner retailers.