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Whether you are a student or a salaryman with many years of experiences, you can find the most appropriate card that fits your expectation here.
You can receive benefits such as a 5% discount when using the card at Himaraya stores or the Himaraya online store, as well as invitations to member-only preferential sales. Since it is an integrated card with a Ponta card, you can earn Ponta points not only at Himaraya stores but also when paying for utility bills. In addition, it comes with overseas travel insurance up to 20 million yen, and the annual fee is free for the first year.
Japanese credit cards offer numerous benefits, including rewards points, cash back, travel insurance, and exclusive discounts at partner stores. Additionally, they provide convenience for everyday purchases and can help build your credit history in Japan.
To apply for a Japanese credit card, you typically need to fill out an application form either online or at a bank branch. You'll need to provide personal information, proof of income, and residency status. Some credit cards may also require a Japanese guarantor.
Yes, foreigners can apply for Japanese credit cards. However, the requirements may vary depending on the issuer. Typically, you need to have a valid visa, proof of residence, and a stable income. Some issuers may also require a Japanese guarantor.
The approval process for a Japanese credit card can take anywhere from a few days to several weeks. It depends on the issuer and the completeness of your application. Once approved, you will receive your card by mail.
Rewards points can be earned through everyday purchases. These points can be redeemed for various rewards, such as gift cards, travel vouchers, merchandise, or statement credits. Some cards also offer special promotions for increased point earnings at partner retailers.
