There is no annual fee, and the only payment method is revolving payments, so you don’t have to worry about monthly payments. It has an auto-charge function and can be used as a commuter pass, so it is easy to use in everyday situations such as commuting to work or school. When you purchase a commuter pass, you will receive three times the usual amount of JRE POINTS, and the points you have accumulated can be charged to your Suica.