At the Tsuruha Group, you can earn twice the usual amount of WAON POINTS, and you can make payments without signing for purchases of less than 10,000 yen. You can also earn twice the points at the AEON Group, and you can get 5% off shopping at the AEON Group on the 20th and 30th of each month. It also comes with the electronic money WAON, and you can earn electronic money WAON points when you use it. There is no annual fee.