You can earn 2 points for every 100 yen you spend on the card, and 3 points for every 100 yen you spend on the card if you use the card in installments. The card comes with domestic and international travel insurance up to 30 million yen, and you can use lounges at major domestic airports for free. The card also comes with buyer’s protection, which covers up to 2 million yen per year for products purchased with the card.
