The card comes with a shopping insurance policy of up to 1 million yen that can be used overseas. You can earn 10 points for every 1,000 yen you spend, and you can earn up to 1.5 yen in cashback at participating dealerships. You can also enjoy a 10% discount on Toyota car rentals in Japan, and JAF road service 24 hours a day. If you purchase a participating car model from Toyota, you can use the cashback.