Search
Close this search box.

Sumitomo Mitsui Card Gold (NL)

Our comparison service is NOT compensated by any credit card company. Our editorial team and our expert review board provide an unbiased analysis of the products we feature. We use stars rating method that is based on local Japanese feedback.

Whether you are a student or a salaryman with many years of experiences, you can find the most appropriate card that fits your expectation here.

Specialty of this Japanese credit card

This is a numberless gold card that comes with domestic and international travel accident insurance and airport lounge services.

Cash back : 7.0 %

Annual fee : 5500

(121.0 people voted)

Card English Name:Sumitomo Mitsui Card Gold (NL)

Card Japanese Name:三井住友カード ゴールド(NL)

🗂 Credit Card Details 🗂

The card offers free access to airport lounges at major domestic airports, shopping insurance that covers up to 3 million yen, and seven plans of additional insurance to choose from, including the “Travel Security Plan” that covers up to 20 million yen in overseas and domestic travel accident insurance. The card is double-sided and numberless, so there is no need to worry about your card information being stolen, and you can check your card information and usage history on the Vpass app. If you use the card for 1 million yen a year, you will receive 10,000 V points, and the annual fee will be free from the following year.

💳Related cards💳

❓FAQ❓

  • What are the benefits of having a Japanese credit card?

    Japanese credit cards offer numerous benefits, including rewards points, cash back, travel insurance, and exclusive discounts at partner stores. Additionally, they provide convenience for everyday purchases and can help build your credit history in Japan.

  • How do I apply for a Japanese credit card?

    To apply for a Japanese credit card, you typically need to fill out an application form either online or at a bank branch. You'll need to provide personal information, proof of income, and residency status. Some credit cards may also require a Japanese guarantor.

  • Can foreigners apply for Japanese credit cards?

    Yes, foreigners can apply for Japanese credit cards. However, the requirements may vary depending on the issuer. Typically, you need to have a valid visa, proof of residence, and a stable income. Some issuers may also require a Japanese guarantor.

  • How long does it take to get approved for a Japanese credit card?

    The approval process for a Japanese credit card can take anywhere from a few days to several weeks. It depends on the issuer and the completeness of your application. Once approved, you will receive your card by mail.

  • How can I earn and redeem rewards points with my Japanese credit card?

    Rewards points can be earned through everyday purchases. These points can be redeemed for various rewards, such as gift cards, travel vouchers, merchandise, or statement credits. Some cards also offer special promotions for increased point earnings at partner retailers.