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Sumitomo Mitsui Card (Cardless)

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Specialty of this Japanese credit card

This is Japan’s first cardless Visa credit card.

Cash back : 7.0 %

Annual fee : free

(3.0 people voted)
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Card English Name:Sumitomo Mitsui Card (Cardless)

Card Japanese Name:三井住友カード（カードレス）

🗂 Credit Card Details 🗂

After applying from your smartphone, your card number will be issued in as little as 10 seconds and you can start using it right away. As it is a credit card without a card itself, it can prevent unauthorized use due to loss of the card or leaking of the card number or security number, and it is equipped with safety features such as notifications every time you use the card from the Sumitomo Mitsui Card Vpass app. There is no annual fee, and if you pay with smartphone touch payment at participating convenience stores and restaurants, you can get up to 7% V points back.

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❓FAQ❓

  • What are the benefits of having a Japanese credit card?

    Japanese credit cards offer numerous benefits, including rewards points, cash back, travel insurance, and exclusive discounts at partner stores. Additionally, they provide convenience for everyday purchases and can help build your credit history in Japan.

  • How do I apply for a Japanese credit card?

    To apply for a Japanese credit card, you typically need to fill out an application form either online or at a bank branch. You'll need to provide personal information, proof of income, and residency status. Some credit cards may also require a Japanese guarantor.

  • Can foreigners apply for Japanese credit cards?

    Yes, foreigners can apply for Japanese credit cards. However, the requirements may vary depending on the issuer. Typically, you need to have a valid visa, proof of residence, and a stable income. Some issuers may also require a Japanese guarantor.

  • How long does it take to get approved for a Japanese credit card?

    The approval process for a Japanese credit card can take anywhere from a few days to several weeks. It depends on the issuer and the completeness of your application. Once approved, you will receive your card by mail.

  • How can I earn and redeem rewards points with my Japanese credit card?

    Rewards points can be earned through everyday purchases. These points can be redeemed for various rewards, such as gift cards, travel vouchers, merchandise, or statement credits. Some cards also offer special promotions for increased point earnings at partner retailers.