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Sumitomo Mitsui Card Business Owners Gold

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Specialty of this Japanese credit card

This is a numberless business gold card that has no annual fee for life if you meet the conditions.

Cash back : 1.5 %

Annual fee : 5500

(11.0 people voted)
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Card English Name:Sumitomo Mitsui Card Business Owners Gold

Card Japanese Name:三井住友カード ビジネスオーナーズゴールド

🗂 Credit Card Details 🗂

The card is double-sided and numberless, so you don’t have to worry about your card information being stolen. If you spend 1 million yen a year on the card, the annual fee will be free from the following year. You will also receive 10,000 V Points for spending 1 million yen a year. If you have this card and a designated Sumitomo Mitsui Card personal card, you will receive up to 1.5% back on Business Owners Gold points. Accumulated points can be combined with the personal card. Airport lounges at major domestic airports can be used for free.

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❓FAQ❓

  • What are the benefits of having a Japanese credit card?

    Japanese credit cards offer numerous benefits, including rewards points, cash back, travel insurance, and exclusive discounts at partner stores. Additionally, they provide convenience for everyday purchases and can help build your credit history in Japan.

  • How do I apply for a Japanese credit card?

    To apply for a Japanese credit card, you typically need to fill out an application form either online or at a bank branch. You'll need to provide personal information, proof of income, and residency status. Some credit cards may also require a Japanese guarantor.

  • Can foreigners apply for Japanese credit cards?

    Yes, foreigners can apply for Japanese credit cards. However, the requirements may vary depending on the issuer. Typically, you need to have a valid visa, proof of residence, and a stable income. Some issuers may also require a Japanese guarantor.

  • How long does it take to get approved for a Japanese credit card?

    The approval process for a Japanese credit card can take anywhere from a few days to several weeks. It depends on the issuer and the completeness of your application. Once approved, you will receive your card by mail.

  • How can I earn and redeem rewards points with my Japanese credit card?

    Rewards points can be earned through everyday purchases. These points can be redeemed for various rewards, such as gift cards, travel vouchers, merchandise, or statement credits. Some cards also offer special promotions for increased point earnings at partner retailers.