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Sumitomo Mitsui Card Business Owners

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Specialty of this Japanese credit card

This is a numberless business card with no annual fee.

Cash back : 1.5 %

Annual fee : free

(4.0 people voted)
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Card English Name:Sumitomo Mitsui Card Business Owners

Card Japanese Name:三井住友カード ビジネスオーナーズ

🗂 Credit Card Details 🗂

There is no annual fee and no need for financial statements or certified copies of business registers, so even startups and freelancers can apply. Normally, you earn 1 V point for every 200 yen you spend, but if you have a designated Sumitomo Mitsui Card and a personal card, you can earn 3 points for every 200 yen you spend at specific affiliated stores. You can manage your personal and business card statements separately in the Vpass app, so you can separate your personal and business expenses, and you can clearly calculate your expenses. You can also combine your earned points with those on your personal card.

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❓FAQ❓

  • What are the benefits of having a Japanese credit card?

    Japanese credit cards offer numerous benefits, including rewards points, cash back, travel insurance, and exclusive discounts at partner stores. Additionally, they provide convenience for everyday purchases and can help build your credit history in Japan.

  • How do I apply for a Japanese credit card?

    To apply for a Japanese credit card, you typically need to fill out an application form either online or at a bank branch. You'll need to provide personal information, proof of income, and residency status. Some credit cards may also require a Japanese guarantor.

  • Can foreigners apply for Japanese credit cards?

    Yes, foreigners can apply for Japanese credit cards. However, the requirements may vary depending on the issuer. Typically, you need to have a valid visa, proof of residence, and a stable income. Some issuers may also require a Japanese guarantor.

  • How long does it take to get approved for a Japanese credit card?

    The approval process for a Japanese credit card can take anywhere from a few days to several weeks. It depends on the issuer and the completeness of your application. Once approved, you will receive your card by mail.

  • How can I earn and redeem rewards points with my Japanese credit card?

    Rewards points can be earned through everyday purchases. These points can be redeemed for various rewards, such as gift cards, travel vouchers, merchandise, or statement credits. Some cards also offer special promotions for increased point earnings at partner retailers.