Compared to the Sumitomo Mitsui Business Card (Platinum), you can freely choose the number of payments, settlement account, and payment date. You can earn 1 V point for every 200 yen you spend on the card, and the points you earn are equivalent to 1 yen and can be used at affiliated companies. Of course, you can also use business support services, and you can use airport lounges at major domestic airports free of charge.