If you use QUICPay, you can earn points equivalent to 2% of your card usage amount until the month you exceed the annual limit. In addition to the regular card type, you can also choose the digital card type. Digital cards are characterized by their high security as they do not have the card number, expiration date, or name printed on the front of the card. In addition, they are characterized by the speed from application to start of use, such as issuance in as little as 5 minutes and instant use of QUICPay.