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Reader's Card

Our comparison service is NOT compensated by any credit card company. Our editorial team and our expert review board provide an unbiased analysis of the products we feature. We use stars rating method that is based on local Japanese feedback.

Whether you are a student or a salaryman with many years of experiences, you can find the most appropriate card that fits your expectation here.

Specialty of this Japanese credit card

This is a high-reward card with a regular reward rate of 1.00%, but if you use JACCS Mall, the reward rate is over 1.50%.

Cash back : 1.0 %

Annual fee : 2750

(32.0 people voted)

Card English Name:Reader's Card

Card Japanese Name:Reader’s Card(リーダーズカード)

🗂 Credit Card Details 🗂

This card offers a high return of 1.00% for regular shopping and over 1.50% when using the JACCS Mall. The points you earn can be exchanged for J-Depot, G-Points, ANA miles, or whatever you like, so you can use them in a variety of ways.

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❓FAQ❓

  • What are the benefits of having a Japanese credit card?

    Japanese credit cards offer numerous benefits, including rewards points, cash back, travel insurance, and exclusive discounts at partner stores. Additionally, they provide convenience for everyday purchases and can help build your credit history in Japan.

  • How do I apply for a Japanese credit card?

    To apply for a Japanese credit card, you typically need to fill out an application form either online or at a bank branch. You'll need to provide personal information, proof of income, and residency status. Some credit cards may also require a Japanese guarantor.

  • Can foreigners apply for Japanese credit cards?

    Yes, foreigners can apply for Japanese credit cards. However, the requirements may vary depending on the issuer. Typically, you need to have a valid visa, proof of residence, and a stable income. Some issuers may also require a Japanese guarantor.

  • How long does it take to get approved for a Japanese credit card?

    The approval process for a Japanese credit card can take anywhere from a few days to several weeks. It depends on the issuer and the completeness of your application. Once approved, you will receive your card by mail.

  • How can I earn and redeem rewards points with my Japanese credit card?

    Rewards points can be earned through everyday purchases. These points can be redeemed for various rewards, such as gift cards, travel vouchers, merchandise, or statement credits. Some cards also offer special promotions for increased point earnings at partner retailers.