There are four international brands to choose from with no annual fee. The point return rate is always 1%, and you can earn up to three times the points when shopping on Rakuten Ichiba. Systems to deal with problems that occur when shopping online, such as the Internet Fraud Prevention System and the Product Non-Delivery Prevention System, have also been introduced. In addition, the card number and expiration date have been moved to the back, and the design has been renewed to be numberless on the front.