The card is numberless on both sides and has a cash card function, debit mode, and point payment mode all integrated into the card. You can check and manage your card information and change your payment method using the dedicated app. You can also choose from seven plans for additional insurance, including the “Travel Security Plan” for overseas and domestic travel accident insurance up to 20 million yen. The annual fee is free for life from the following year if you spend more than 1 million yen a year.