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Whether you are a student or a salaryman with many years of experiences, you can find the most appropriate card that fits your expectation here.
If you use it at Lumine-affiliated stores, you will get 5% off your purchase when the payment is withdrawn, and an additional 5% off the bargain price during sales. It has auto-charge, commuter pass, and Suica functions, and the points you earn when using them are three times the usual amount. Customers who spend 1 million yen or more a year will be entered into a yearly lottery to win a Lumine gift certificate.
Japanese credit cards offer numerous benefits, including rewards points, cash back, travel insurance, and exclusive discounts at partner stores. Additionally, they provide convenience for everyday purchases and can help build your credit history in Japan.
To apply for a Japanese credit card, you typically need to fill out an application form either online or at a bank branch. You'll need to provide personal information, proof of income, and residency status. Some credit cards may also require a Japanese guarantor.
Yes, foreigners can apply for Japanese credit cards. However, the requirements may vary depending on the issuer. Typically, you need to have a valid visa, proof of residence, and a stable income. Some issuers may also require a Japanese guarantor.
The approval process for a Japanese credit card can take anywhere from a few days to several weeks. It depends on the issuer and the completeness of your application. Once approved, you will receive your card by mail.
Rewards points can be earned through everyday purchases. These points can be redeemed for various rewards, such as gift cards, travel vouchers, merchandise, or statement credits. Some cards also offer special promotions for increased point earnings at partner retailers.
