This card automatically comes with travel insurance of up to 100 million yen both domestically and internationally, as well as seat belt injury insurance of up to 2 million yen. It also comes with a member-only lounge that allows free use of lounges at major airports nationwide, and a free lawyer consultation service that allows you to receive one hour of free legal advice. In addition, you can also use road service, the registration fee of which is covered by Life Card.