Joshin Credit & Point Card

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Whether you are a student or a salaryman with many years of experiences, you can find the most appropriate card that fits your expectation here.

Specialty of this Japanese credit card

This card allows you to accumulate double Joshin points that can be used on the day they are accumulated.

Cash back : 0.5 %

Annual fee : free

(2.0 people voted)

Card English Name:Joshin Credit & Point Card

Card Japanese Name:ジョーシンクレジット&ポイントカード

🗂 Credit Card Details 🗂

This card has no annual fee and comes with a long-term free warranty for up to 10 years on home appliances. In addition to free interest on bonus payments and installment payments, it also comes with other benefits such as free repair agency fees in the event of a recall. Joshin points can be earned not only at Joshin stores but also on everyday shopping, and can be used at Joshin stores and on Joshin web as 1 point = 1 yen.

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❓FAQ❓

  • What are the benefits of having a Japanese credit card?

    Japanese credit cards offer numerous benefits, including rewards points, cash back, travel insurance, and exclusive discounts at partner stores. Additionally, they provide convenience for everyday purchases and can help build your credit history in Japan.

  • How do I apply for a Japanese credit card?

    To apply for a Japanese credit card, you typically need to fill out an application form either online or at a bank branch. You'll need to provide personal information, proof of income, and residency status. Some credit cards may also require a Japanese guarantor.

  • Can foreigners apply for Japanese credit cards?

    Yes, foreigners can apply for Japanese credit cards. However, the requirements may vary depending on the issuer. Typically, you need to have a valid visa, proof of residence, and a stable income. Some issuers may also require a Japanese guarantor.

  • How long does it take to get approved for a Japanese credit card?

    The approval process for a Japanese credit card can take anywhere from a few days to several weeks. It depends on the issuer and the completeness of your application. Once approved, you will receive your card by mail.

  • How can I earn and redeem rewards points with my Japanese credit card?

    Rewards points can be earned through everyday purchases. These points can be redeemed for various rewards, such as gift cards, travel vouchers, merchandise, or statement credits. Some cards also offer special promotions for increased point earnings at partner retailers.