Our comparison service is NOT compensated by any credit card company. Our editorial team and our expert review board provide an unbiased analysis of the products we feature. We use stars rating method that is based on local Japanese feedback.
Whether you are a student or a salaryman with many years of experiences, you can find the most appropriate card that fits your expectation here.
The annual fee is free, and you can use the “JCB Card S Club Off” preferential service that offers up to 80% discounts at over 200,000 facilities in Japan and overseas. In addition, if you pay for travel expenses with the card, you will receive overseas travel insurance with a maximum coverage of 20 million yen, and JCB smartphone insurance will be included, which will provide compensation in the event of damage to your smartphone.
Japanese credit cards offer numerous benefits, including rewards points, cash back, travel insurance, and exclusive discounts at partner stores. Additionally, they provide convenience for everyday purchases and can help build your credit history in Japan.
To apply for a Japanese credit card, you typically need to fill out an application form either online or at a bank branch. You'll need to provide personal information, proof of income, and residency status. Some credit cards may also require a Japanese guarantor.
Yes, foreigners can apply for Japanese credit cards. However, the requirements may vary depending on the issuer. Typically, you need to have a valid visa, proof of residence, and a stable income. Some issuers may also require a Japanese guarantor.
The approval process for a Japanese credit card can take anywhere from a few days to several weeks. It depends on the issuer and the completeness of your application. Once approved, you will receive your card by mail.
Rewards points can be earned through everyday purchases. These points can be redeemed for various rewards, such as gift cards, travel vouchers, merchandise, or statement credits. Some cards also offer special promotions for increased point earnings at partner retailers.
