What are the benefits of having a Japanese credit card?

Japanese credit cards offer numerous benefits, including rewards points, cash back, travel insurance, and exclusive discounts at partner stores. Additionally, they provide convenience for everyday purchases and can help build your credit history in Japan.

How do I apply for a Japanese credit card?

To apply for a Japanese credit card, you typically need to fill out an application form either online or at a bank branch. You'll need to provide personal information, proof of income, and residency status. Some credit cards may also require a Japanese guarantor.

Can foreigners apply for Japanese credit cards?

Yes, foreigners can apply for Japanese credit cards. However, the requirements may vary depending on the issuer. Typically, you need to have a valid visa, proof of residence, and a stable income. Some issuers may also require a Japanese guarantor.

How long does it take to get approved for a Japanese credit card?

The approval process for a Japanese credit card can take anywhere from a few days to several weeks. It depends on the issuer and the completeness of your application. Once approved, you will receive your card by mail.

How can I earn and redeem rewards points with my Japanese credit card?

Rewards points can be earned through everyday purchases. These points can be redeemed for various rewards, such as gift cards, travel vouchers, merchandise , or statement credits. Some cards also offer special promotions for increased point earnings at partner retailers .

What is the best credit card in Japan?

The best credit card in Japan depends on your needs. For overall benefits, the JCB Platinum card is highly regarded for its travel rewards and concierge services. For those looking for high cashback, the 楽天カード is a popular choice due to its extensive points system. For frequent AEON shoppers, the イオンカード offers great discounts and rewards.

Gaitame.com Card

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Specialty of this Japanese credit card

This card offers a 3% rebate in the first year and allows you to accumulate FX points that can be used for foreign currency investment.

Cash back : 1.0 %

Annual fee : free

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Card English Name:Gaitame.com Card

Card Japanese Name:外為どっとコムカード

🗂 Credit Card Details 🗂

The point return rate will be 3% for one year from the date of application. *From the following year, 2% of card usage will be earned as FX points, and the points earned can be used for Gaitame.com’s “Rakutsumu Foreign Currency Savings” investment plan. In addition, there is no annual fee, Pocket Card’s unique services are available, and the card comes with loss and theft insurance, which fully compensates for losses caused by unauthorized use in the event of loss or theft. *Until the end of the same month in the following year after application. In addition, 1% return will be given for monthly usage of over 1 million yen.

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❓FAQ❓

What are the benefits of having a Japanese credit card?
Japanese credit cards offer numerous benefits, including rewards points, cash back, travel insurance, and exclusive discounts at partner stores. Additionally, they provide convenience for everyday purchases and can help build your credit history in Japan.
How do I apply for a Japanese credit card?
To apply for a Japanese credit card, you typically need to fill out an application form either online or at a bank branch. You'll need to provide personal information, proof of income, and residency status. Some credit cards may also require a Japanese guarantor.
Can foreigners apply for Japanese credit cards?
Yes, foreigners can apply for Japanese credit cards. However, the requirements may vary depending on the issuer. Typically, you need to have a valid visa, proof of residence, and a stable income. Some issuers may also require a Japanese guarantor.
How long does it take to get approved for a Japanese credit card?
The approval process for a Japanese credit card can take anywhere from a few days to several weeks. It depends on the issuer and the completeness of your application. Once approved, you will receive your card by mail.
How can I earn and redeem rewards points with my Japanese credit card?
Rewards points can be earned through everyday purchases. These points can be redeemed for various rewards, such as gift cards, travel vouchers, merchandise, or statement credits. Some cards also offer special promotions for increased point earnings at partner retailers.