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Whether you are a student or a salaryman with many years of experiences, you can find the most appropriate card that fits your expectation here.
This card allows you to earn “Okeihan Points” at Okeihan Point affiliated stores, and “Hanamaru Credit Points” at other Visa affiliated stores. If you use the card for travel expenses, it comes with overseas travel insurance that covers up to 20 million yen in expenses for injuries and illnesses incurred during overseas travel. The annual fee is free for the first year, and if you spend more than 50,000 yen in a year, it will be free for the following year.
Japanese credit cards offer numerous benefits, including rewards points, cash back, travel insurance, and exclusive discounts at partner stores. Additionally, they provide convenience for everyday purchases and can help build your credit history in Japan.
To apply for a Japanese credit card, you typically need to fill out an application form either online or at a bank branch. You'll need to provide personal information, proof of income, and residency status. Some credit cards may also require a Japanese guarantor.
Yes, foreigners can apply for Japanese credit cards. However, the requirements may vary depending on the issuer. Typically, you need to have a valid visa, proof of residence, and a stable income. Some issuers may also require a Japanese guarantor.
The approval process for a Japanese credit card can take anywhere from a few days to several weeks. It depends on the issuer and the completeness of your application. Once approved, you will receive your card by mail.
Rewards points can be earned through everyday purchases. These points can be redeemed for various rewards, such as gift cards, travel vouchers, merchandise, or statement credits. Some cards also offer special promotions for increased point earnings at partner retailers.
