You can apply even in your first year of business, and the annual fee can be recorded as an expense. There is no fixed limit on the payment limit, so you can pay flexibly for unexpected expenses. Card usage is automatically deducted from your bank account, simplifying expense processing such as troublesome transfer procedures. You can also receive useful business benefits such as services for business trips and travel, and a concierge who will make dinner reservations for you. In addition to the stylish metal card, primary members can issue a second gold card made of plastic for free so that they can use it according to their needs.