When you use the card at any Konan home improvement store, you can earn 3 Pocket Points for every 1,000 yen spent in one-time or bonus lump-sum payments, and 6 points for revolving or installment payments. You can also earn 2 points for every 1,000 yen spent outside of Konan, and the points you earn can be exchanged for a variety of benefits, including Konan gift certificates and points from other companies. There is no annual fee for the first year.