When you use the card at JCB member stores, including Yume Town and Yume Mart, you can earn points, with 1 point being equivalent to 1 yen, which can be used to pay for credit card bills or exchanged for gift certificates. In addition, as a gold benefit, bonus points are awarded according to the amount of annual usage. Domestic and international travel insurance and shopping protection insurance are included, and airport lounge services are available. If you use the card for more than 500,000 yen per year, the annual fee will be waived from the following year onwards.