In addition to the gold privilege of being able to use major domestic airport lounges for free, it also comes with overseas and domestic travel accident insurance that covers accident expenses during travel up to 10 million yen. When using the card, you can earn 1 JR Kyupo point for every 200 yen you spend, and you can earn up to 5 times that amount at participating stores. In addition, it supports SUGOCA auto-charge, and you can earn JR Kyupo points for auto-charge and SUGOCA usage.