Up to 10% of your monthly au mobile phone charges will be returned as Ponta points. In addition, 1.5% of your au PAY balance charge + au PAY (code payment) will be returned as Ponta points. In addition, overseas travel insurance up to 100 million yen is included, and lounges can be used free of charge at major domestic airports and airports in Hawaii. An au ID is required to apply. *You can register an au ID even if you are not an au user.